Recently, due to the rapid technological progress, CDMA cellular system is widely used for voice, data and multimedia services. But the analysis for voice-data integrated traffic has not been done satisfactorily. Moreover, there is few research results for voice-data integrated traffic. In this paper, we propose an effective channel allocation algorithm for CDMA cellular system which serves voice-data integrated traffic. As for the proposed channel allocation algorithm, new calls and hand-off calls first attempt to connect micro-cell. We model the channel allocating scheme as a Birth-and-Death process. We reserve a few hand-off dedicated channels and calculate the blocking probability of hand-off calls varying the number of hand-off dedicated channels. Then we decide the number of hand-off dedicated channels satisfying the proper QoS(Quality of Service) and minimum blocking probability.